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1kep.com is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. Loans repayment period: for personal loans it is minimum 61 days, maximum 90 days.Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.
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If you borrow $1,000 over a 12-month term your with an interest rate of 19% and a fee of 3%, you will pay $94,56 each month. The total amount payable will be of $1,134.72, with total cost of $164,72 and APR 29.82%.