1kep.com isn’t a lender and isn’t involved in the lending process. Our goal is simpler - we are a free-to-use bridge between you, our user, and lenders that may qualify your request for a loan.
As we are not a lender, we cannot disclose any specific rates and fees as they depend on: 1) your lender primarily; 2) the local regulations that may vary by state.
As soon as your request is reviewed, one of our lenders will reach out to you with an offer. This offer is your loan agreement, so look through it carefully: APR, fees, rates and terms will be specified within it.
After that you can proceed with the deal or refuse from it. Everything is up to you.
We don’t have access to your loan agreements. When a question arises, address it directly to your lender as he or she is the only one who can help you with this matter.
You don’t have to leave your home to repay your loan. When the time comes, the amount will be automatically deducted from your bank account. If you do not make payments on time, your lender may use all the means and tools allowed by the law to solve this issue. If you feel that you won’t be able to repay your debt, please, inform your lender about your situation immediately so that you both can discuss and solve this problem.